You can lease the things you want for a year. Hello Anon,We appreciate your business and sorry to hear about an issue you're having. FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments. Who's stopping them!?!? Hundreds if not thousands of people fall for this! Beware of your worse experience when lease to owning with this company. As for ***** being gone from the company or leaving the company I was not informed of anything. Someone bought product through Flexshopper using my bank information, name and phone number. If the consumer has any further questions or concerns, please do not hesitate to contact us at*************************************. FlexShopper offers easy weekly payments for the top brands you want at People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Customers can change their weekly payments to bi-weekly or monthly, whatever fits their schedule. ending E8B8. This makes it less expensive to purchase the items before the end of the term of the Lease. And none of cards have that number. This is your estimated weekly payment if you used your entire spending limit. Two, they will not work you if you lost your job or otherwise lost your source of income. Typically, all special order items require extra production time. This credit is only valid for online orders. Experience the most up to date processors and touch technology. There are many better options out there. Here are 8 tips for writing great reviews. Customers can fill out our easy application in minutes and qualify for an instant spending limit up to $2,500, Customer submits a Lease Request in-store via the FlexWallet app, or heads to checkout on your website or flexshopper.com, Accept our Lease Agreement in the FlexWallet App or at checkout, After the customer receives their products, their easy weekly payments will be deducted from the bank account they provide. Not to mention they have off shore employees not located in the US that have no idea what there doing making matters worse. This is your estimated weekly payment if you used your entire spending limit. For customers who are shopping for new furniture, electronics, home appliances and more, but don't have the cash for a large up-front payment or the credit to finance, lease-to-own can be an option to get them what they need with easy weekly payments and own in one year or less. 1 On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. Then after receiving my confirmation I went online to look at the reviews of the company and to my surprise I was very disappointed at all the reviews and people complaining about not getting their packages and things like that.So I called and asked to cancel my order they said that the order has already been sent in. They owed me 98.22, just imagine doing this to 1/2 of their customers. JoAnn you are obviously an idiot and CANNOT read. 5 Good credit is not necessary but not everyone with bad credit is approved. Please provide See a selection of top brands and products in that category, as well as deals and sales. DONT BUY FROM A COMPANY THAT WONT LET YOUR RETURN YOUR PRODUCTS. I ordered a PlayStation 5 for my son on 12/16/2022 for Christmas ! Simply click on the product category Learn how your comment data is processed. At the time I paid it, there were 2 Flexshopper deductions from my bank account. I called and told them I wanted to remove my payment methods and they confirmed but continued taking as many payments as they could until my card(s) were maxed out. The next Friday they automatically just deducted 5 weekly payments at once from my bank account without warning. Fraudulent company! They give you easy credit buy purchase something, i just buy ipad in best buy only cost $425 including tax, but if you buy from Flexshooper $525 is different $100.00 already, if you lease with them they cost you $1100. FlexShopper does not currently own the account in question but confirmed the owner is Milestone ******* c/o ***************** Recovery and Emergent Servicing. Monthly draft modifications require payment in advance. 2022 FlexShopper LLC. 2022 FlexShopper, LLC. Stay away from this place. Hello Asia, We apologize for your recent experience at FlexShopper. After 90 days, you also have an Early Purchase Option that allows you to own your item(s) for less. The consumer has no further obligations with FlexShopper. Additional parts, extensive labor and installation charges are extra. You can choose to pay a lump-sum to complete the purchase ahead of the deadline if your financial situation changes and you no longer want to make weekly payments but enjoy owning the product sooner. This company is a complete SCAM! Then it showed iwas behind again.called in talked to a supervisor. Placed an order 3 times for pickup from Best Buy. Our investigation revealed a FlexAdvantage membership continued billing $3.99 weekly after the consumer paid off the lease on 03/17/23. April 10, 2023. We are sorry to hear that you had a frustrating experience. Do not use these guys at all! Please listen to the calls and please go through everything because I am genuinely mortified over this process. This is the worst company that I have ever dealt with, and I have dealt with companies just as bad. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. Its that easy! In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. BBB Business Profiles generally cover a three-year reporting period. Early payoff. The lawyers don't charge you at all because they win easily with these clowns. 7 An initial security deposit and/or payment may be required. Their customer service team is excellent and always willing to help with any issue you may have. 7 An initial security deposit and/or payment may be required. Save my name, email, and website in this browser for the next time I comment. AVOID AT ALL COST.. Make sure you opt out from arbitration agreement! Went in this week to look at my account. I opened an investigation up with *** , they was supportive but told they couldnt take matters in their hands and would had to be handled by flexshopper ! Stay away! I will for sure be reporting them for harassing me! We apologize for the consumers recent experience. I needed a mattress and it turns out i could have bought it outright since day one, but wanted to make sure i had cash on hand, i was moving and it was a financial stress. Customers with less than perfect credit history may qualify. Major appliances include standard size or larger refrigerators, washers & dryers, ranges & ovens, microwaves and dishwashers. Even though I believe that don't matter if they added that in their site it's STILL DECEIVING ADVERTISING PRACTICES! After about 4 months of me trying to get in contact with anyone I finally sent in a claim to the resolutions team after receiving an email that my account was sold. I have attached multiple pictures showing where I had contacted in asking about my payments and collection. I was able to provide proof that I had been contacting in since November trying to reach ***/*****. When I place order it wasn't there! They should be audited by the IRS! Verify identity to receive decision and spending limit. Delayed ship times and store pick-ups are not normal circumstance for our company. I'm ready to change my billing info and give up on them let them come for me for what's owed. On this site, we use the terms "lease," "lease agreement," "rental-purchase agreement" and "agreement" the same. Under your Lease, you can: (a) make 52 weekly payments or exercise an Early Purchase Option to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all required payments and returning the goods. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. I have serious concerns and feel misled. I have screenshots that were attached to the original request showing that I had been reaching out but with no communication back. Simply refer to the table in your Lease to look up the Early Purchase Option amount after each payment date. **************** told me there was nothing they could do about . I seriously wish I could give it zero stars if I could! They charge a rent to own fee and then charge you again for the product. WebIn addition, the payment information was removed from the account as requested and WebFlexshopper informed the customer on at least two occasions to provide a copy of the I paid my elevtric bill. Customers aren't stuck with unwanted products or debt. Their interest rate is around 220%! WebCustomer submits a Lease Request in-store via the FlexWallet app, or heads to checkout When your products arrive, you will send your weekly payment (automatically deducted from the bank account you provided on your application). However, if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent. We are here to assist and would appreciate the customer's cooperation with providing a copy of the police/incident report they received when they contacted their police department. Good credit is not necessary but not everyone with bad credit is approved. I will order and pay. FlexShoppers Top 9 Lease-to-Own Electronics in 2019, First, you complete a quick and easy online. We hope this helps and happy shopping! Using Your Tracking Number to Track a Package Online 1 Identify your tracking number in your email or product receipt. Please review all emails from the resolutions area and from this BBB complaint. You will own the item(s) and not have to pay any additional amount if you pay the full Cash Price (the Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges) plus sales taxes and may be higher than the price you would pay if you were to purchase the item(s) directly; if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent, which makes it less expensive to purchase the items before the end of the term of the Lease). BBB Business Profiles are subject to change at any time. Its going on 2 weeks since I was told a refund was requested. Never issued me a refund and after spending months trying to get an answer, each time they had no idea what I was talking about and were very rude saying my account was past due. There is a website that saves periodically the whole internet. Nowhere during the initial sign up process did it state I would have to physically call them to set it to monthly. WebCustomers can lease-to-own in your store all from within the FlexWallet app with a few I requested the return 4 days after I received the items. This is your estimated weekly payment if you used your entire spending limit. But no contact was made from the ********************* after he left or from anyone to reach out to say what was next on the account. Yes! The email address and phone number associated with your lease agreement in a private direct It was noon on Nov. 10, 1938, when Nazi officers came to I am being billed double payments. Extremely deceptive company charging double or triple what an item is worth. -remember saying to my self-. At times, we may experience delays due to our partnership with the vendor responsible for confirming the return process. My account still shows active on their website, even though its closed. The phone numbers I was using/given ************** and the other number **************. The good news is that with FlexShopper you have the flexibility to lease-to-own by making 52 easy weekly payments so you can get what you need now, then pay over time. So on 3/10/23 I was to have 2 weekly payments deducted. Yes! We appreciate you reaching out to us and apologize for any inconvenience that occurred. They will work with you on payments. They want me to go to the DMV and reissue license I my new address which is unnecessary since I just have to report it. The item came and did not Bluetooth as it should. With FlexShopper: Also, we work with you and your changing lifestyle. (We usually use the term "Lease.") That is the main person that had been working with me during all this complaint and he was roping in *** to help with certain aspects of it; but at no point did I know she was supposed to be the main contact. Beware of your worse experience when lease to owning with this company. Bought $352 worth, paying $1400! They refused to stop payments and closed my case ! FlexShopper also expects users to have valid SSN, as it doesnt focus much on your You all broke your own protocol with this account and did not keep the consumer in mind. After doing research online, because nobody will answer my calls, I've learned that they normally can take weeks or months to ship an item, if at all. They're scammers in America. Flex Shopper was horrible. I never received my game console, I reached out to them countless times they refused to stop the transaction from coming out of my account! Nov 26 2020 over a year after my final payment my credit card was charged twice. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. A customer service agent reached out to the consumer on 06/08 advising additional documentation was required to proceed with the order request. I havent used flexshooppers online inventory but their are several stores that you can shop at including Walmart, Best Buy, and Overstock. I just learned the hard way. Our goal is to help consumers with bad credit get goods they want through a Lease. Web.archive.org There you can see that flexshopper had the same promotion of 90 days SAC option but NO STATES excluded yet. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Customer service can make the change once their first payment is made. FlexShopper pays retailers up front, customers begin their payments the Friday after. 2 You will be given a credit for one weekly payment. Do NOT order from them! They can either send the label or Im changing my debit card info! My payment info is screenshotted to show I have never missed a payment, but screw me I guess Hi James, Thank you for being a valued FlexShopper customer. Well guide you through the process. 00 like Robbery Company, and also they can take money from your Bank Account every week. All Rights Reserved. Check out our Youtube channel or visit us at flexshopper.com. Rates and terms may also vary depending upon the state where you reside. Need help choosing the right products for your vehicle? 2022 FlexShopper LLC. Our goal is to help consumers with bad credit get goods they want through a Lease. How do special orders work? This is "bait and switch". This company is a joke between there computer systems not working properly poor customer service and there own employees are miserable because they are mistreated by the higher up. Companies can ask for reviews via automatic invitations. WebUnder your Lease, you can: (a) make 52 weekly payments or exercise an Early Purchase Option to acquire Ownership of the rented goods or (b) rent the goods for at least the initial term and then end the lease when you want by making all We are sorry to hear you are unhappy with your recent interaction with us. You can make 52 weekly payments or exercise an Early Purchase Option to acquire ownership of the rented goods. We attempted to reach the consumer, but our attempt were unsuccessful. Now they are double charging me for the items. My original complaint with Flexshopper was that I was told wrong information and customer service stated on multiple accounts that my original balance would stay in the system and would not go up. Rates and terms may also vary depending upon the state where you reside. We apologize for the customers' recent experience at FlexShopper. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. Told me I was good. 5 Good credit is not necessary but not everyone with bad credit is approved. Hello Lynn, we appreciate your business and sorry to hear about the issue you're having. I called and set up my new bank credit card and paid 4 payments up front. Major appliances include standard size or larger refrigerators, washers & dryers, ranges & ovens, microwaves and dishwashers. Run away from doing business with this company. If I could give this company a -100 rating I would. BBB Business Profiles may not be reproduced for sales or promotional purposes. The Flexshopper representative that the customer initially spoke to has not with with the Company since August 2022. Tire Agent was great by staying in contact with me about the refund.