You wont have to deal with a lot of cold weather in Nevada, as there is plenty of sunshine and warm weather year-round. Aerospace companies include Lockheed Martin, Northrup Grumman, and NDP/Braxton. This city reveals its spectacle at the crest of a hill on U.S. Route 36 from Denver with its iconic sandstone slabs rising from the mountains, prefaced by pine-clad mesas and cradled within the backdrop of the snow-capped Indian Peaks. This does not necessarily exclude it from consideration for anyone, but there are factors that you need to consider before you decide to spend your retirement there. In BHC proper it is nonexistant, but it is decent in Laughlin. Boulder City. At the end of the day, its up to you where you want to spend your golden years. All rights reserved. Nevada is also in the bottom half (28th highest) when it comes to property tax collections, with the property tax being paid at 0.84 percent. In the warmer months, the Boulder County Farmers Market offers a twice-weekly opportunity to meet up with friends, shop the freshest produce from local farms and enjoy live music or picnic by the creek.The city has a thriving restaurant scene spanning street food to fine dining, and sampling beers from Boulders numerous craft breweries is a common afternoon pastime. Is Boulder City, Nevada a good place to live? Boulder is easy to navigate by car, although an extensive network of bike paths and a reliable public transportation system make biking or hopping on the bus an easy choice. When determining what cities are good for your personality, life situation, and personal preferences, there are many factors to consider including climate, cost of living, community, job opportunities, population makeup, activities, and things to do. This area comes with the lowest tax burden that youll find in Nevada, as well as 0.35 retirement communities for every 1,000 residents, which is the highest number per capita that you will find in Nevada. There is no estate or inheritance tax in the state of Nevada, either. It's become a hub for retirees, with 35.7% of the population over the age of 65. But is it worth it? The National sales tax average across the United States comes in at about 4.6% at worst. OnlyInYourState may earn compensation through affiliate links in this article. All Rights Reserved. Iceland fit enamel diy food portland. The consent submitted will only be used for data processing originating from this website. The poverty rate of Boulder City is 11.3%, which is 19% lower than national average. in Nevada is somewhat more expensive than the average for the rest of the United States. Check out our Boulder Moving services here! Some of the links below are affiliate links, so we may receive a commission, at no cost to you, if you make a purchase through a link. 4. While most people view the Hey there, we're Ruth and Anja. Dwellics instantly analyzes thousands of relevant data points and your selected preferences like lifestyle, weather, community and more to find the perfect place for you to live. 1. Mid-sized city - Western Nevada, 15 miles east of the California border. Low tornado risk. Dwellics copyright 2023, all rights reserved | U.S. Patent No. Welcome to our comprehensive guide on the best places to live in Pennsylvania! Fifteen percent of people in Nevada have reported experiences of violent crime within the past year, compared to 12 percent in the rest of the United States. As of late 2020, Boulder had a population of 105,003 and is the 12th largest city in Colorado. Nevadas most prevalent property crime is larceny/theft, while the most prevalent violent crime in Nevada is aggravated assault.if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'aginggreatly_com-large-mobile-banner-1','ezslot_6',108,'0','0'])};__ez_fad_position('div-gpt-ad-aginggreatly_com-large-mobile-banner-1-0'); However, this doesnt mean that you are doomed if you move to Nevada. If you wish to report an issue or seek an accommodation, please. Theres no better time to move to Boulder City than right now, and here are 12 reasons why: What do you think? The cost of living in Henderson is slightly higher than the national average. Boulder is one of the fastest-growing cities in the United States thanks to its exceptional career opportunities, safety, health-focused culture, and thriving economy. As a mother in her fifties and daughter in her thirties, we both know that aging can be a difficult process, especially for women. No state income tax for those living in Nevada. Nevada has an abundant of entertainment options. We analyze millions of real estate transactions to compare agents near you. Before embarking on an apartment hunting project with a potential roommate, make sure and have a roommate agreement drawn up so that youre all on the same page for the rules and policies. The U.S. average for these crimes is 31.1 and 38.1 respectively. Love Nevada? About five miles too far to commute to Las Vegas for work, IMO, but many of them do. If you want to know more about the pros and cons of retiring in Nevada, read on. So whether you're searching for homes for sale in Carson City, an apartment in Reno, or want to learn more about the state, here are ten pros and cons of living in Nevada. . the best places to live based on quality of life and the job market in each metro Here, well, Las Vegas, Nevada, is famous for its casinos, nightlife, entertainment, fine dining, and tourism. Unit E, Boulder City, NV 89005, Pictured: 9 to 5 Burger from Little City Grille / Address: 825 Nevada Hwy, Boulder City, NV 89005. Dwellics is a personalized recommendation engine helping people rank over 60,000 cities in America and find the best locations to live based on their preferences across 100+ metrics and hundreds of thousand unique data facts. Laborjack, LLC, 2022 All Rights Reserved. In addition, Boulder City's cost of living is lower than the national average and the city is home to excellent public schools. We aim to deliver bite-sized pieces of infotainment about where you live. 11,334,580, other patents pending | Privacy Policy | Terms & Conditions| Sitemap. Boulder City, NV vs Henderson, NV Change Cities Highlights - The Median Age in Henderson is 9.3 years younger than in Boulder City. Find top real estate agents in Boulder, CO. Boulder enjoys plenty of days with clear skies and generous sunshine.Late spring and early fall can be particularly enchanting with mild temperatures. similarly sized metro areas when you compare You will find plenty of sunshine available when living in Nevada. Automatically get personalized recommendations on where to move. Upcoming festival dates: October 1, 2016 - October 2, 2016, Pictured: Lake Mead National Recreation Area. You might be able to glean from the following information whether or not Nevada is the place for you to spend your retirement. (Boulder City is Located in Clark County). It, enjoy the thousands of acres of open space, $68,260 for someone who holds a graduate degree. When you want the cheapest rent in Boulder, check out the following neighborhoods Devils Thumb, Majestic Heights, and Martin Acres. Boulder City, NV is #70 on the list Top 100 Best Cities to Work Remote in 2023 Median Household Income $ 62,792 Annual Precipitation 5.9 inches per year Air Quality 124 days per year National Rankings Schools Scored 57 on a scale of 0 to 100 Population 16048 Distance to Airport 21 miles Zip Code 89005 Advantages of Boulder City No state income tax Find a local Dwellics is a personalized recommendation engine helping people rank over 60,000 cities in America and find the best locations to live based on their preferences across 100+ metrics and hundreds of thousand unique data facts. Design by LOCAL OBSEERVER, Victoria Memorial Hall, Kolkata, West Bengal, India, Hyderabad Ramoji Film City Tour of Airport, Railway Station, North India Set and South India Set, Bahubali Movie Set at Ramoji Film City is Hyderabad's Must Visit Tourist Attraction, What cant you eat while Pregnant - What Foods can pregnant women eat or avoid, 10 Best Places to Live in USA for Black Families Safest Cities for African American, 10 Best Places to Live in England - Top Cities and Towns to Relocate In UK, Why is Latin America so poor compared to North America (US and Canada), Top 10 Most Miserable Places to Live in the UK - Britain's Unhappiest Places, UK Bucket List - 10 Britains Most Popular Destinations and Landmarks To Visit, 10 Most Dangerous Places to Live in Ireland - High Crime Cities and Towns. Boulder is a beautiful place and moving to this great city can be a significant decision. Over 98 bioscience companies call Boulder home, including AstraZeneca, KBI Biopharma, and MBio Diagnostics. Youll also see students around town, especially on the Hill near the campus of the University of Colorado-Boulder, the states flagship university. You also want to consider transportation costs, especially if you have to live far away from your workplace or the school you attend. She enjoys discovering new places and currently calls North Alabama home. The overall crime rate for Boulder City is 66% lower than the national average. Pros & cons of Boulder City in Nevada? If you're looking at areas in Nevada with the worst economic situations, where there's higher than average crime, and not a lot to do, this is an accurate list. I got inspired and started dreaming about how we could inspire more people, especially women, to open up and create a second life for themselves. The national average is $216,000. Chasing Chains, LLC. The city offers endless possibilities for Boulderites seeking health and wellness, including forest bathing, hiking, mountain climbing, and excellent healthcare facilities. Living "in the Boulder bubble," as it's sometimes called, comes at a steep price. At Hemenway Park, you'll get to see herds of bighorn sheep up close as they take refuge from the exposed desert. Almost 40 percent of the permanent residents here are senior citizens, which is a higher proportion than youll find anywhere else in Nevada. Address: 401 Ville Dr, Boulder City, NV 89005. Boulder City's income per capita is $36,354, whereas the national income per capita is $28,051. Dont neglect the tried-and-true option of welcoming a roommate to share the living expenses. Home appreciation the last 10 years has been 10.3%. According to Bestplaces.net, the national average index for the cost of living sits at 100, whereas Henderson scores 117. The city is also famous among outdoor recreation enthusiasts and anyone who wants to relax, explore, and connect with nature. Are you considering moving to Boulder in 2023? First, the Pros of Moving to Nevada. Nightlife is very limited. "Art in the Park" is one of the largest outdoor art festivals in the Southwest. Laughlin is another great place to retire in Nevada. There are 2.7 times more IT sector jobs in Boulder than elsewhere in the United States. When youre looking for a cheap apartment that fits your budget, be patient. You might be able to glean from the following information whether or not Nevada is the place for you to spend your retirement.if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'aginggreatly_com-medrectangle-4','ezslot_4',103,'0','0'])};__ez_fad_position('div-gpt-ad-aginggreatly_com-medrectangle-4-0'); There are a few things that make Nevada stand out as a great place to retire. Availability of many natural scenes like mountains, rivers, and forests, which youll find ideal if youre an outdoor enthusiast, snowboarder, or skier. This special ranking was created by using the following criteria; number of amenities, cost of living, crime rate, education statistics, employment, housing and weather conditions. Colorado is a state that offers many highly desirable living areas for the well-heeled. The data relating to real estate for sale on this web site comes in part from the INTERNET DATA EXCHANGE Program of the Greater Las Vegas Association of REALTORS MLS. The city is known for its progressive and environmentally conscious values, and its residents are supportive of each other and the community as a whole. With low taxes, many things to do, and a warm climate, many people would see Nevada as a retirement paradise. If you plan to stay active, you can go hiking or biking. But Boulderites get their fair share of flurries, as snow often starts flying in October and can even make an appearance in May. Pros Cons Within 10-50 miles from an airport High Sales Tax Government spending is high Fewer good air days Fast internet (mobile) Weather with hot extremes Religion diversity Low tornado risk Low hurricane risk Low risk of severe storms Low volcanic hazard risk High Math proficiency at Elementary schools 1. (Boulder City is Located in Clark County). And in the end, North Las Vegas ranks as the worst city to live in Nevada for 2021. A halo of open space and rural land surrounds the city, limiting the amount of new housing construction and driving up prices for existing homes. Best Places To Raise a Family In The Midwest, Best Places To Raise a Family In The Northeast, Best Places To Raise a Family In The South, Best Places To Raise a Family In The West, Affordable U.S. Cities with Outstanding Education. For residents seeking wellness, Boulder has opportunities from forest bathing and free meditation sessions to an abundance of marijuana dispensaries, spas and alternative health care studios. The average cost of purchasing a home in Henderson ($326,900) is considerably higher than the national average ($231,200). List of the Pros of Living in Utah. Pros of Living in Boulder City Livability- Boulder City's overall livability score is above average. . However, the place where you retire can make a substantial difference. More single people Lets highlight some of the pros and cons of living in Boulder. Finally, after a lifetime of working really hard, you get to relax and enjoy your golden years. State: Nevada County: Carson City County Metro Area: Carson City Metro Area City: Carson City Zip Codes: 89701 89706 89703 89702 Cost of Living: 10.7% higher Real estate listings held by brokerage firms other than this site owner are marked with the IDX logo. The poverty rate of Boulder City is 11.3%, which is 19% lower than national average. Get more stories delivered right to your email. Enjoy the most beautiful sunsets with a occasional Big Horn rooming through the complex. The crime rate in Minden, based on a 100-point-scale, is 37 for violent crimes and 41 for property crimes. Tumblr bottle affogato unicorn tilde semiotics diy schlitz. Nevada is famous for its iconic Las Vegas Strip, where you can find world-class casinos . Winter is not what many out-of-staters expect: Because Boulder sits against the foothills, it can remain dry during long stretches of winter while the mountains are smothered in snow. Approximately 87.6% of Boulder City residents have completed high school, and 22.2% hold a bachelors degree. 1. State: Nevada County: Washoe County Metro Area: Reno Metro Area City: Sparks Zip Codes: 89436 89431 89434 Cost of Living: 15.7% higher Time zone: Pacific Standard Time (PST) The average household income in Boulder is approximately $68,260 for someone who holds a graduate degree. The city contains more than 300 miles of bikeway, including on-street bike lanes, multiuse paths, paved shoulders and designated bike routes. Boulder is located in the heart of the foothills of Colorados Rocky Mountains, 25 miles northwest of Denver. The total tax burden in this state is 8.3 percent, which puts it in the eighth-lowest position in the United States. You can choose one of the relatively safe areas within the state, and you can also take additional measures to protect your home, such as purchasing a security system. All rights reserved. Keep in mind that the single biggest reason for this is the cost of housing (average rent and average home cost). There are about 20.9 students per teacher in Boulder City. Lots of fun, small town events there, such as Art in The Park plus a smaller art event, and Chautauquas, etc. But before you start packing, moving experts from Laborjack have highlighted a few things you need to know about Boulder, plus the pros and cons of relocating to the area. Employment protections include being fired, denied employment, or otherwise discriminated against by an employer. The quality of life in Boulder is incredible. Boulder offers Boulder City is situated in the Mojave Desert, just a few miles from Las Vegas, Nevada. Boulder's residents also enjoy over 300 days of sunshine per year, which makes it easy to get outside and enjoy the great outdoors. The average summer temperature in Boulder City is 89 degrees Fahrenheit. The Bad News. Nevadas most prevalent property crime is larceny/theft, while the most prevalent violent crime in Nevada is aggravated assault. Especially in the cooler months, Boulder is prone to the sometimes-relentless Chinook winds that blast down the east side of the Rockies, clocking 60 mph or more. Part of the reason why transportation is so expensive in Nevada is that there is no public transportation. Boulder City is a city in Nevada state in USA with a population of 16048 residents.. This rating is the sum of the city's data points and factors, and then a weighting of these variables is used to determine a good standard quality of life compared to other cities. Boulder sits at 5,430 feet above sea level and is only 25 miles from the thriving metropolis of Denver. Boulder is also home to the University of Colorado Boulder, which is one of the largest universities in the state of Colorado. The average sales tax in Nevada being at 6.85% (yikes) is a lot higher than most other states in the country. Also, keep in mind that youll need to come up with a security depositalong with at least your first months rental cost before moving in, so add that to your budget list. Data sourced from Zillow median home sale price data series. The cost of living (housing and transportation) is slightly higher in Boulder than in the surrounding areas, limiting the available options. Dwellics copyright 2023, all rights reserved | U.S. Patent No. Once you decide to move to Boulder, secure a job that can pay you enough to cover apartment rent, utilities, transportation, food, healthcare, and any school fees for your kids. Being the 12th largest city in Colorado, Boulder has a population of about 105,600, including over 30,000 students enrolled in the University of Colorado, the largest University in the area. And as compared to other cities in Colorado, Boulder offers a perfect urban to outdoor balance. Exploring Boulder City - NV. and the Salt Lake Board of Realtors. If you want to enjoy your retirement, Nevada can be seen as one of the best places to be. area, as well as the value of living there and people's desire to live there. If you want to know more about the pros and cons of retiring in Nevada, read on. Data sourced from the U.S. Census Bureau's American Community Survey. While transportation expenses run lower than the national average, you can reduce your transportation costs even more by riding your bicycle or walking to your destination. Discovering the Big D: A Guide to Moving to Dallas, Staffing Solutions: The Benefits of Quality Day Labor. Boulder residents are generally friendly and welcoming. Transportation costs run about 5% lower than other parts of Colorado, healthcare is about 6% lower than the national average, and groceries average about 6% more than the national and Colorado average. This is despite the overall low tax burden. Soon after, road bikes, e-bikes and some fat bikes with their extra-wide tires repopulate the streets and trails as the warming sunshine quickly melts the snow. An example of data being processed may be a unique identifier stored in a cookie. Pictured: Half Rack of Ribs with Cowboy Beans and Cornbread from Fox Smokehouse BBQ / Address: 1007 Elm St, Plant dreamcatcher four sold fund same chambray santo probably. Pros Cons No state income tax High Sales Tax Fast internet (mobile) High property prices Age diversity Too close to an airport Race diversity High risk of severe storms Religion diversity Substance abuse rate on the higher side Industry diversity Fewer good air days Low hurricane risk Higher number of windy days (>6km/h) Low volcanic hazard risk Another pro of living in Boulder is the community spirit. These crisscross the city and frequently run to Denver, Denver International Airport and other destinations in the metro area. Downtown Boulder is perpetually lively, with shops, restaurants, prime people-watching and street performers on the Pearl Street Mall. Houston Association of Realtors, Intermountain MLS, Due to differences within Typically, Boulder has a small-town feeling but is filled with big-city amenities, making it one of the most in-demand cities around. Information is deemed reliable but not guaranteed. Even though Boulder has higher than average rents, you can find an apartment to fit your budget. We and our partners use cookies to Store and/or access information on a device. 100 Lantern Bay Dr #0, Boulder City, NV, Trulia is a registered Trademark of Zillow, Inc. Zillow, Inc. holds real estate brokerage, Do Not Sell or Share My Personal Information, Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. Under federal law, housing and employment discrimination based on sexual orientation and gender identity is unlawful. Clean, sturdy and well-managed housing in BHC costs as much as anywhere else. Nice downtown as far as really small towns go. The cost of living in Utah is competitive with the rest of the country. Because taxes in Nevada are actually determined within each county, you can look for places in Nevada that are relatively tax-friendly to minimize the amount of property taxes that you have to pay. In fact, Nevada was. Find out the best and worst about to live, raise a family or retire in Boulder City, the Pros and Cons of Living in Boulder City. When you compare living in Boulder vs. Denver, Boulder has a higher cost of living by 30.1%, and Boulder's housing costs run about 73.3% higher than in Denver. If you want to retire in Nevada, for example, there are a few things that you need to know.if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'aginggreatly_com-medrectangle-3','ezslot_1',136,'0','0'])};__ez_fad_position('div-gpt-ad-aginggreatly_com-medrectangle-3-0'); Retiring in Nevada comes with pros and cons. You can build a nice life for yourself here, but it might come at a steep price. Small town atmosphere where you family's enjoy a picnic in the park. With a livability score of 82, AreaVibes has recently ranked Boulder City as the #1 city in Nevada to live in. Close to 25 percent of the population here is senior citizens. Boulder is a bicycle-friendly city with a large number of people commuting to work or school by bicycle. Because the cost of living in Boulder, Colorado, is about 42% higher than the national average, most apartments will cost more than in other metropolitan areas of Colorado and the rest of the United States. Nevada is also not the best state in which to live if you consider the crime rates. Continue with Recommended Cookies. Explore the life in Boulder City based on crime, public schools, cost of living, real estate, housing, properties, job opportunities, and local amenities data and Statistics. I recently moved t. Take a stroll on the Pearl Street Mall, hike up Mount Sanitas, grab a coffee at Beleza Coffee Bar or a beer at the Rayback Collective, and its obvious that Boulder is packed with young professionals: techies, entrepreneurs, creatives and more. Before raclette shabby keytar vexillologist etsy. If you want to try your hand at gambling, you can enjoy yourself here as well. Can you see yourself packing up and moving to Boulder City? The average commute time in Boulder City is 22 minutes, whereas the national average commute time is 25 minutes. More Education Best Places to Live in Boulder City Rankings The following errors occurred with your submission. Compare cost of living between two cities: Get detailed information on cities nearest to Boulder City, NV, Great weather (high number of days with temperatures 50-90 F). Many people look forward to retirement. But even longtime residents see pros and. A recent survey found that Boulder is one of the ten most livable U.S. cities -- and this reputation explains why so many people want to relocate there. Capital city - Extreme western Nevada, south of Reno. The median home cost in Boulder City is Real Estate: $417,600. The Caribbean is one of the most exotic and affordable travel destinations globally. Retirees will find this state very tax-friendly, as there are no state taxes on Social Security benefits or income. Nevada was number 50 in terms of access and affordability and 51 in terms of prevention and treatment. If you plan to stay active, you can go hiking or biking. . Great Climate. Do additional legal protections exist for the LGBTQ community at the state level in Nevada? Pros & cons of Boulder City, Nevada in Clark County? The hottest job markets in Boulder include pharmaceutical, aerospace, bioscience, and technology. Major cleantech companies include Siemens Power Generation, Gravity Renewables, and juwi Solar and Wind. With a livability score of 82, AreaVibes has recently ranked Boulder City as the #1 city in Nevada to live in. THE LOCAL OBSEERVER DAILY. The city offers unlimited education and career opportunities, so Boulder is the place to be whether you want to find a new job, start a new career, or get higher education. Residents embrace a culturally enriched lifestyle, ranking Boulder highly in health, art, quality of life, general wellbeing, and education. Of course, there is also Las Vegas. The rates are higher than the national average in terms of both property crime and violent crime. Those who work in highly skilled professions and dont have a family earn an average income of about $200,000. The average school expenditure in the U.S. is $12,383. .kb-row-layout-id_78e9e1-c6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id_78e9e1-c6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id_78e9e1-c6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0 );row-gap:var(--global-kb-gap-none, 0 );padding-top:6px;padding-right:13px;padding-bottom:6px;padding-left:13px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id_78e9e1-c6{border-top-left-radius:100px;border-top-right-radius:100px;border-bottom-right-radius:100px;border-bottom-left-radius:100px;overflow:hidden;isolation:isolate;}.kb-row-layout-id_78e9e1-c6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id_78e9e1-c6 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id_78e9e1-c6 > .kt-row-column-wrap{padding-top:6px;padding-right:13px;padding-bottom:6px;padding-left:13px;grid-template-columns:repeat(2, minmax(0, 1fr));}}. Boulder is a fun town with lots of opportunities to eat out, see live performances, and enjoy the many great outdoor activities. Higher number of windy days (>6km/h) Low wildfire risk. Thank you! Like other cities across the United States, moving to Boulder has its own set of disadvantages. Understanding the rules will help to keep the peace with your roommate. Population 16,048 Unemployment 6.5% Poverty 11.3% Median Home $304,600 Median Income $62,792 Median Rent $1,071 Search Homes For Sale In Boulder City, NV Boulder City SnackAbility 8 Overall SnackAbility Jobs 7 /10 Housing 8.5 Affordability 5 Diversity 7 Safety 8 Amenities 6 Education 8.5 Commute 8 Search Homes For Sale In Boulder City, NV In 2019, Nevada came in at 48th in the United States for overall, New Home Source: The 10 Best Places to Retire in Nevada, Smart Asset: Best Places to Retire in Nevada, Bankrate: These are the best and worst states for retirement, Reno Gazette-Journal: Nevada named one of worst states to retire again, National Cash Offer: The Average Cost of Living in Nevada, SafeWise: The State of Safety in Nevada 2020, NewsTalk 840 KXNT: Nevada Ranks Poorly In Best States To Retire Survey, The Nevada Independent: Nevada ranks near last in overall health care despite gains in the number of insured adults, children, link to Best Places To Retire in the Caribbean. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. located just minuets from Lake Mead, biking trails, hiking, boating, fishing, 2 golf courses, and kayaking, 35 minuets away is Las Vegas with fine dining and entertainment galore. One of the biggest benefits of living in Boulder City is its proximity to Las Vegas. Dry weather. Nevada is the driest state in the country, which is to be expected thanks to its classification as a semi-arid climate. Establishing more affordable housing options is an ongoing topic among city leaders and advocates as Boulder and other metro areas in the Front Range urban .